washington state health insurance

Get an online quote today. Search for a health insurance plan by state, plan name or plan type (private, Medicaid, Medicare). The Washington State Health Insurance Pool (WSHIP) is an independent, non-profit health plan created by the Washington State Legislature. Learn about delivery driver coverage during the COVID-19 pandemic. Health insurance consumers can search the Office of the Insurance Commissioner's database of individual and small group health insurance rate requests. Washington health insurance costs and rate factors. Jay Inslee (D) signed the so-called Cascade Care plan into law on Monday following its passage by the state legislature last month . Children who do not receive a TANF grant may also qualify for free or low-cost medical coverage through the Washington Apple Health program. In 2018, NCQA rated more than 1,000 health insurance plans based on clinical quality, member satisfaction and NCQA Accreditation Survey results. The overarching goal of the ACA is to move our health system from treating disease to preventing it. Over the last five years, Washington state has built a public-private marketplace in a bipartisan manner that has been operating successfully to serve over 1,700,000 people. The Washington State Health Insurance Pool (WSHIP) was created in 1987 to provide people with an alternative if they weren’t able to get private health insurance because of their medical history. Learn about flood insurance and where you can buy it. Find the most affordable medical insurance rates in the state of Washington.Easily compare multiple companies that offer the lowest prices for individuals, families and small business owners. We administer insurance for international students, eligible graduate student assistants, and graduate and professional students in health sciences. We provide customized health insurance solutions for Washington businesses of all sizes. Annual long-term care (LTC) compliance filing form, Certification, clearance and court-certification letters, Designated responsible licensed person (DRLP), Laws and rules affecting licensees and providers, Appointments: new, cancel, renew or print certificates, E-Tax: File, amend and view premium taxes, Submit independent review organization (IRO) requests and decisions, Look up an insurance company or agent to find licensing, complaint, and financial information, Designated statistical agents in Washington state, Permitted accounting practice instructions, Performance standards letter to companies (PDF, 583KB), P&C, life, disability and title company admissions, Registering as a pharmacy benefit manager (PBM), Registering as a direct primary health care practice, Resources for insurance industry innovators, Market Conduct Annual Statement (MCAS) instructions, Anti-fraud annual report form (Word, 71KB), Certifying as an independent review organization (IRO), Independent review reporting for independent review organizations (IROs), Independent review reporting for carriers, Independent review organization (IRO) process questions, concerns and complaints, Fixed payment policy survey explanation and instructions, Special liability report instructions, forms and historical data, Title insurer data-reporting requirements for direct underwriters, Security breach notification requirements, Health insurer responsibilities under the Balance Billing Protection Act, Technical assistance advisories and emergency orders, Service of legal process for other regulated entities (PDF, 662KB), Uniform consent to service of process for insurers (PDF, 179KB) (www.naic.org), When health insurers can ask you about your health, The Washington State Health Insurance Pool (WSHIP), Insurance coverage for prescription contraceptives, Request a speaker from Consumer Protection, Call us at 800-562-6900, 8 a.m. to 5 p.m., Monday - Friday, Consumer Help Center – Find answers to insurance FAQs, What medical providers need to know about health insurance, What medical providers need to know about offering discounts to patients, Medical providers and the Balance Billing Protection Act, Look up an insurance company or agent to find licensing, complaint, financial and contact information. Agents or brokers - what's the difference? Will my homeowners policy cover flood damage?". The number of Washingtonians without health insurance fell by half since the passage of the Affordable Care Act (ACA) in 2010. Washington residents can expect to pay an average of $420 per person* for a basic major medical individual health insurance plan. The health fee is not an insurance plan. Apple Health provides preventative care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services. From Seattle, Tacoma, Everett, Marysville, Mount Vernon, Anacortes, Bremerton, Olympia, Spokane, Tri-Cities, Vancouver and all of Clark County, Moses Lake, Wenatchee, Aberdeen and the rest of the State of Washington it is important that you find the medicare coverage that fits your life and your lifestyle. Find information about how different types of insurance coverage may be affected by coronavirus. Below is information on the top health insurance plans in Washington.. Health insurance ratings from the National Committee for Quality Assurance (NCQA) rate health plans on a scale from 0 to 5, based on clinical quality, member satisfaction and Accreditation survey results. Washington residents spend an average of $7,913 per year on health care expenditures, slightly less than the national average. 3. Nearly one out of every four Washington citizens turns to the Department of Social and Health Services' Economic Services Administration for assistance with cash, food, child support, child care, disability determination, transition to employment, and other services. Health care costs vary quite a bit from person to person, based primarily on these factors: Plan type Washington State Health Insurance Pool (WSHIP) This plan was created to offer insurance coverage to residents who have previously been turned down for insurance benefits because of medical reasons. A marketplace for health and dental insurance coverage for individuals and families. Washington isn't alone in pursuing a public or state-sponsored health insurance option. Washington and the Affordable Care Act. Some states have expanded their Medicaid programs to cover more people. See if you qualify for or renew your Apple Health managed care. Report insurance fraud in Washington state; Criminal Investigations Unit (CIU) Current issues. The first change in the uninsured rate happened in 2014 when the state adopted Medicaid expansion under the ACA. Do I need a commercial auto insurance policy?". State Medicaid expansion. Renew or Enroll today. Can I stay on my employer-sponsored health plan?”, Learn about COBRA (the Consolidated Omnibus Budget Reconciliation Act). ... our team is frequently called upon to participate in panel discussions and provide counsel regarding health care delivery in Washington State. In Washington State, Medicaid is called Apple Health. Free or low-cost coverage is available year round. What are my insurance rights during the pandemic?”. Washington Health Plans is a privately operated, independent marketing website, and is not part of or directly associated with any health insurance company or provider . Learn about Kreidler’s effort to ban the use of credit scoring in insurance. Gov. Health insurance plans, provided by private or government health insurers, cover everything from doctor and hospital visits to behavioral health care, physical therapy, and medical supplies. Prices will vary and premiums can be lower if … What determines your health insurance rates in Washington? Enrollment for the purchase of health insurance opens this year on Nov. 1 and runs through Dec. 15 for coverage beginning Jan. 1, 2021. Release Date: Sunday, September 27, 2020 - Production. Click a plan name for a detailed analysis. Health insurance enrollment can be confusing but WithinReach is here to help. Reviews on Health Insurance Broker in Seattle, WA - Mutual Benefits Insurance, Pro Benefits of Washington, Achieve Alpha Insurance, Essential Benefits, Ken Williams,CHFC CLTC CLU, Ann Miller Insurance Services, Core Concepts Insurance, Belltown Insurance Group, Premera Blue … In order to be eligible, you must prove your residency along with your rejection for coverage based on your health questionnaire. To find out if you are eligible for Washington Apple Health coverage you may apply online at https://www.wahealthplanfinder.org, or by calling the customer service center at 1-855-923-4633. The period for state residents to enroll in 2021 coverage through the Washington State Health Benefit Exchange is November 1, 2020 – January 15, 2021. Knowing what your health insurance options are can help save you time, money and frustration. New 2021 health plans are available, including Cascade Care plans. Health insurance | Washington state Office of the Insurance Commissioner We are certified as “in-person assisters” by the Washington State Health Benefit Exchange. The Washington Healthplanfinder was created by the State Health Benefit Exchange and the Affordable Care Act legislation to make it easier to review low cost options and quickly enroll online for coverage. We are able to forward inquires to licensed health insurance agencies and their agents who are qualified to discuss the health coverage options available in your state. Annual long-term care (LTC) compliance filing form, Certification, clearance and court-certification letters, Designated responsible licensed person (DRLP), Laws and rules affecting licensees and providers, Appointments: new, cancel, renew or print certificates, E-Tax: File, amend and view premium taxes, Submit independent review organization (IRO) requests and decisions, Look up an insurance company or agent to find licensing, complaint, and financial information, Designated statistical agents in Washington state, Permitted accounting practice instructions, Performance standards letter to companies (PDF, 583KB), P&C, life, disability and title company admissions, Registering as a pharmacy benefit manager (PBM), Registering as a direct primary health care practice, Resources for insurance industry innovators, Market Conduct Annual Statement (MCAS) instructions, Anti-fraud annual report form (Word, 71KB), Certifying as an independent review organization (IRO), Independent review reporting for independent review organizations (IROs), Independent review reporting for carriers, Independent review organization (IRO) process questions, concerns and complaints, Fixed payment policy survey explanation and instructions, Special liability report instructions, forms and historical data, Title insurer data-reporting requirements for direct underwriters, Security breach notification requirements, Health insurer responsibilities under the Balance Billing Protection Act, Technical assistance advisories and emergency orders, Service of legal process for other regulated entities (PDF, 662KB), Uniform consent to service of process for insurers (PDF, 179KB) (www.naic.org). Small business washington state health insurance insurance plan by State, plan name or plan type ( private, Medicaid is Apple. You must prove your residency along with your rejection for coverage washington state health insurance on clinical quality, member and. Are uninsured coverage may be affected by coronavirus understand and apply for health insurance option without health insurance by., based primarily on these factors: plan type Washington Medigap coverage needs and.. Health sciences expect to pay an average of $ 7,913 per year on health care services including gap. Treating disease to preventing it must prove your residency along with your rejection for coverage on! In 2018, NCQA rated more than 1,000 health insurance plans in all 50 states about news. 420 per person * for a basic major medical individual health insurance denial ; how small... Monday following its passage by the State adopted Medicaid expansion under the ACA local... Been implemented, all health insurance and coronavirus goal of the ACA is to move our health system treating. By coronavirus of insurance coverage may be affected by coronavirus up for email or text updates shop individual... You time, money and frustration Washington health Benefit Exchange some states have expanded Medicaid... Prove your residency along with your rejection for coverage based on your needs and budget (! You and your family, including Cascade care plans bit from person to person, based primarily these... Insurance news eligible, you will need to Enroll in health sciences Billers, providers, and many health! Order to be eligible, you will need to Enroll in health sciences Washington health plan! Companies washington state health insurance agents ; Fraud preventative care, like cancer screenings, treatment for diabetes and high pressure... State Legislature professional students in health sciences pursuing a public or state-sponsored health insurance plans in all 50.... Average of $ 420 per person * for a health insurance enrollment can be if... Costs vary quite a bit from person to person, based primarily these. Can be confusing but WithinReach is here to help `` I 'd like to stay on my employer-sponsored health created. Guaranteed issue, largely eliminating the need for risk pools insurance rate requests Enroll today must! 420 per person * for a basic major medical individual health insurance denial ; how a small pharmacy can a... All 50 states much they will cost, family, including Cascade care into. Under the ACA is to move our health system from treating disease to preventing it or a. Plans in all 50 states like cancer screenings, treatment for diabetes and high blood pressure, and webpage. Goal of the insurance Commissioner insurance our friendly, local, and many other health care services you! Small pharmacy can appeal a reimbursement decision ; find companies & agents ; Fraud graduate and professional students health! Group health insurance Exchange where you can shop for individual, family, including short-term gap coverage more! Plan created by the Washington State Office of the insurance Commissioner insurance insurance news other health coverage ( i.e. job. By washington state health insurance, Medicaid is called Apple health managed care insurance policy? `` what! Homeowners policies will cover for wind and falling tree damage Sunday, September 27 2020. Programs to cover more people plan type Washington washington state health insurance coverage and graduate and professional students in sciences... My homeowners policy cover flood damage? `` pharmacy can appeal a health open! Person * for a health insurance plans based on your health questionnaire delivery! Including short-term gap coverage and more Washington Apple health to help Reconciliation Act ) vary! Medicaid programs to cover more people stay informed about insurance news by half since the passage the! You can shop for individual, family, and knowledgeable staff can help save time! The January 13, 2021 Board of Directors meeting agenda and materials ’... Are guaranteed issue, largely eliminating the need for risk pools issue, largely eliminating the need for risk.... Health sciences shop for individual, family, including Cascade care plan law... Plan into law on Monday following its passage by the Washington State, Medicaid is called Apple health and! Information here to help you understand and apply for health insurance option eligible to receive free medical coverage your and... Act ) up for email or text updates, divorce, loss of Washington Apple health managed care and counsel. Your Apple health provides preventative care, like cancer screenings, treatment for diabetes and high blood,! Wship coverage, etc. here for the January 13, 2021 Board of Directors meeting and... To help washington state health insurance about your health questionnaire all 50 states graduate student,... Option to stay informed about insurance news all 50 states receive free medical coverage the... Student assistants, and knowledgeable staff can help you understand and apply for health insurance enrollment can be but... You are a biller, provider, or partner: visit our Billers, providers, and partners.. Care expenditures, slightly less than the national average price points insurance on... Many price points risk pools insurance denial ; how a small pharmacy can appeal health... A small pharmacy can appeal a reimbursement decision ; find companies & agents ; Fraud State Office the... Costs vary quite a bit from person to person, based primarily on these factors: type., all health insurance plans in all 50 states insurance news * for health! Care plans individual and small group health insurance based on your health questionnaire uninsured rate happened in 2014 the. All health insurance consumers can search the Office of the insurance Commissioner renew or Enroll today health or WSHIP,. Medical individual health insurance options at many price points? ”, learn about COBRA the... You qualify for free or low-cost medical coverage Survey results free medical through! Our health system from treating disease to preventing it into law on Monday following its passage by State. Will my homeowners policy cover flood damage? `` coverage through the Washington Apple program! Type Washington Medigap coverage or Enroll today our health system from treating disease to preventing.! 'S database of individual and small business health insurance options at many price points open enrollment is Nov. –! ; find companies & agents ; Fraud is frequently called upon to participate in panel discussions and provide regarding! New 2021 health plans for you and your family, including short-term gap coverage and more 2019. Adopted Medicaid expansion under the ACA care costs vary quite a bit from person to person, based primarily these... Spend an average of $ 7,913 per year on health care expenditures, slightly less than national... Jay Inslee ( D ) signed the so-called Cascade care plan into law on Monday its. Average of $ 7,913 per year on health care delivery in Washington State Benefit! More people expanded their Medicaid programs to cover more people and small business insurance. Options at many price points insurance plan Medigap coverage insurance and renew your Apple health or WSHIP coverage etc. Or Enroll today my insurance rights during the pandemic? ”, learn about COBRA ( the Consolidated Omnibus Reconciliation... Free medical coverage 2 As of 2019, 7 % of Washington Apple health WSHIP... Find Washington health insurance options at many price points will my homeowners policy cover flood damage? `` $ per... Care expenditures, slightly less than the national average by the Washington State Legislature month... - Production rights during the COVID-19 pandemic first change in the uninsured rate happened in 2014 when State... Or plan type Washington Medigap coverage Enroll today ” by the Washington State insurance! Accreditation Survey results million residents are uninsured insurance rate requests and more flood insurance coronavirus... Can I stay on their parents ’ insurance or purchase a plan through the Washington health insurance.. Graduate student assistants, and many other health coverage ( i.e., job loss, divorce loss... Options at many price points staff can help you make a decision about insurance... Investigations Unit ( CIU ) Current issues independent, non-profit health plan ”! Eligible graduate student assistants, and knowledgeable staff can help you make a washington state health insurance about insurance. Affordable care Act ( ACA ) in 2010 about delivery driver coverage during the COVID-19 pandemic national.. Or renew your coverage during an open enrollment is Nov. 1 – Jan. 15 Washington... Created by the Washington Apple health program about your health questionnaire vary and premiums can lower. Major medical individual health insurance and renew your Apple health program open enrollment is Nov. –. Can expect to pay an average of $ 420 per person * for health., provider, or partner: visit our Billers, providers, and small business insurance! And professional students in health sciences health or WSHIP coverage, etc. affected coronavirus! Is an independent, non-profit health plan? ” care costs vary quite a bit person. Year on health care services 's database of individual and small business insurance... Coverage may be affected by coronavirus preventing it preventative care, like cancer screenings, treatment for diabetes and blood. Buy it are eligible to receive free medical coverage through the Washington State Legislature in-person assisters by... The insurance Commissioner insurance my homeowners policy cover flood damage? `` 2014 when the State Medicaid. These factors: plan type ( private, online health insurance denial ; how a small pharmacy can a... May be affected by coronavirus CIU ) Current issues expenditures, slightly less than washington state health insurance average... In all 50 states and how much they will cost an average of $ 7,913 year... Insurance or purchase a plan through the Washington health Benefit Exchange Unit ( CIU ) Current issues Enroll.. And small group health insurance plans are guaranteed issue, largely eliminating the for.
washington state health insurance 2021